The Problem:
You have been hired to deliver a load of Toyota Avalon’s for another carrier to help them meet their customer commitments.  While in transit one of the Avalon’s had its roof significantly damaged because of insufficient clearance at an overhead bridge. The cost to repair the roof is $8,000 but Toyota decides to crush the $44,000 Avalon bringing about a loss of $44,00 or $36,000 more than originally thought.
| Original Invoice for Avalon: | $44,000 |
| Value after being crushed: | $0 |
| Insurance Payment from brokered carrier | $8,000 |
| Shortfall: | ($36,000) |
So what happens:
•  The car is crushed
•  The brokered carrier does NOT have Constructive Total Loss Insurance
•  You are out the difference between the $44,000 and the $8,000 covered by the insurance which is $36,000 and that could even be a per car cost depending upon the incident.
The Solution:
To protect you as well as the carrier that has hired you from this result, The Auto Haulers Association of America has partnered with Bill Fralic Insurance Services, Inc. to provide a small fleet insurance program with Constructive Total Loss Coverage designed to adequately and economically cover carriers in this situation.
Here’s how it works: If you have fewer than 10 power units and qualify for the Constructive Total Loss Insurance, you will receive a free membership into the Auto Haulers Association of America for as long as you maintain the prescribed coverage.
Here’s what you should do:
In order to apply for the Constructive Total Loss Insurance and upon approval receive a free membership to the Auto Haulers Association of America, fill our our simple application form here:
